
I like the insurance schemes, but not for the reasons that might be obvious. What insurance does is softens the blow when I tell a patient that they need some dentistry. It also stops the cost being an issue, which tends to make patients come a bit more often, which tends to translate into less and simpler treatments being done. For patients who needed to get treatment done, we’ve tended to recommend HSA, which was comprehensive and generally quick to settle the claim. However recently they’re new scheme is less generous and more expensive, so we tend to recommend the Tesco dental insurance scheme about which we’ve never heard of any problems. For patients whose teeth are up to date, Denplan is the best scheme and by far the most popular. They’re good people to deal with and very fair, and with the exception of paying any lab bill offer comprehensive treatment. We are forever being approached by these firms that offer to set up our in house scheme, and whilst they may be cheaper for the Practice this always seems to be at the expense of the cover provided for the patient.
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